Our Story

Helping you achieve the life you want.

You’ve worked hard for your money, and you want to make sure your family is looked after. It’s only natural, therefore, that you should want to discuss your future goals with financial experts you can trust.

Who are Capstone Financial?

Capstone Financial is owned by a team of experienced professionals who have been delivering expert financial advice for decades. Our focus is simple. We work hard to help our clients achieve their financial goals and ambitions, becoming trusted partners for the journey ahead.

Meet The Team

Our Promise

Capstone Financial was set up to allow our team of qualified financial advisers to do what they do best: spending time getting to know each client, and expertly advising them and their families on their long-term financial plans.

As a business, we’ve also invested money and time in developing an outstanding operations team, with highly experienced administrators, paraplanners and client servicing professionals who all put our clients’ interests first.

With years of proven experience behind us and a commitment to achieving the future you want, our entire team is here to support you and deliver on the promises we make.

Read Our Client Promise

What are your future goals?

Here are some of the questions our financial advisers can help you answer:

  • Will I be able to achieve my financial objectives?
  • Can I improve my retirement income?
  • Could my retirement arrangements work any harder?
  • Can I make my financial affairs more tax efficient?
  • How do I maximise my wealth?
  • Are my family and I fully protected in the event of death, disability or illness?
  • Will I be able to fund my children’s education costs?
  • Could my mortgage* rate be more competitive?
  • What are my inheritance tax liabilities?
  • How do I cover the costs of care home fees?

Mapping Out Your Financial Journey

As a Senior Partner Practice of St. James’s Place, one of the UKs largest Wealth Management companies, we can help you map out your financial journey. We focus on three key phases of planning, designing and reviewing to help turn your goals into reality.

We are with you all the way

Effective financial planning isn’t a one-off solution or a quick fix. It’s a journey we take together, and we’ll advise and guide you all the way.

  1. 1

    An initial no-obligation consultation

    We begin with a meeting at which you can tell us what’s important to you. It will allow us to answer your questions while developing a deep understanding of your requirements, responsibilities and long-term aims – both in your personal and business lives.

  2. 2

    Analysis and research

    We’ll then conduct a comprehensive review of your existing arrangements to see if they match your objectives. We’ll also consider any levels of risk that may apply.

  3. 3

    Recommendation and implementation

    The next stage is to provide you with detailed recommendations tailored towards helping you achieve your objectives. Some may address needs found during our research, while others will develop your existing plans. If you’re happy to proceed, we’ll then take ownership for implementing the areas of advice you want to action.

  4. 4

    Ongoing Reviews

    As part of our long-term commitment to you, we’ll then provide regular, ongoing face-to-face advice – quarterly, half-yearly or annually – to make sure your original plans still align with your needs.

*Your home may be repossessed if you do not keep up repayments on your mortgage.