Our experienced team at Capstone Financial will spend time finding out about you and your financial plans to help you achieve the retirement you deserve.
On average we are all living longer and transitioning from work into retirement with expectations of flexibility and choice. Therefore, the need for advice and financial planning is essential to help you build your retirement wealth, draw from it tax efficiently so it lasts to later life, and then pass it on to the next generation.
Call our team today or Ask us to call you back… 01204 938 958
Call 0161 667 1482 or complete our form for a callback
You know that regardless of whether retirement is many years away or just around the corner, if you don’t start planning for it effectively then you are at risk of outliving your savings. The question is, what exactly is the best strategy for you, and how much money are you going to need to live the retirement you want?
Our experienced financial advisers can determine the desired amount of annual income you require in retirement and help you build a retirement fund that will give you the lifestyle you desire.
When nearing retirement, we can advise you on the options available to you, following pension freedoms (April 2015). You can now take your benefits in a variety of ways, such as keeping the pension invested in retirement and/or withdrawing cash as required.
When you reach retirement, we can also ensure the benefits accumulated are taken back tax-efficiently and help you avoid being pushed into a higher tax rate band.
Many people underestimate how long they are likely to live, putting themselves at risk of running out of money during retirement. We will work with you to ensure that your retirement fund will give you the lifestyle you desire, meaning you can enjoy your golden years with greater confidence that your money will last as long as you do.
You’ve worked hard for your money and to ensure your family is looked after, so it’s only natural that you should want to discuss your future goals with a financial expert you can trust.
As your personal or business financial advisers, we will spend time finding out about you and your priorities. Once we understand what you want to achieve, we’ll then work together with you to develop a financial plan that’s tailored to your specific needs.
Call 0161 667 1482 or complete our form for a callback
Associate Director
Associate Director / Chartered Financial Planner
Senior Financial Planner
Senior Financial Planner
Senior Financial Planner
Financial Planner
