Trusted Retirement Planning


Our experienced team of retirement planning advisers will spend the time finding out about you and your retirement priorities

Expert Retirement Planning Advice in Cheshire

Our experienced team at Capstone Financial will spend time finding out about you and your financial plans to help you achieve the retirement you deserve.

On average we are all living longer and transitioning from work into retirement with expectations of flexibility and choice. Therefore, the need for advice and financial planning is essential to help you build your retirement wealth, draw from it tax efficiently so it lasts to later life, and then pass it on to the next generation.

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    initial consultation

Call our team today or Ask us to call you back… 01204 938 958

Book a no obligation initial consultation

Call 0161 667 1482 or complete our form for a callback

Where are you in your retirement journey?

You know that regardless of whether retirement is many years away or just around the corner, if you don’t start planning for it effectively then you are at risk of outliving your savings. The question is, what exactly is the best strategy for you, and how much money are you going to need to live the retirement you want?

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Let’s work it out together

Our experienced financial advisers can determine the desired amount of annual income you require in retirement and help you build a retirement fund that will give you the lifestyle you desire.

When nearing retirement, we can advise you on the options available to you, following pension freedoms (April 2015). You can now take your benefits in a variety of ways, such as keeping the pension invested in retirement and/or withdrawing cash as required.

When you reach retirement, we can also ensure the benefits accumulated are taken back tax-efficiently and help you avoid being pushed into a higher tax rate band.

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Preparing for Retirement

Many people underestimate how long they are likely to live, putting themselves at risk of running out of money during retirement. We will work with you to ensure that your retirement fund will give you the lifestyle you desire, meaning you can enjoy your golden years with greater confidence that your money will last as long as you do.

Financial Advice that’s more ‘you’

You’ve worked hard for your money and to ensure your family is looked after, so it’s only natural that you should want to discuss your future goals with a financial expert you can trust.

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Achieve the life you want

As your personal or business financial advisers, we will spend time finding out about you and your priorities. Once we understand what you want to achieve, we’ll then work together with you to develop a financial plan that’s tailored to your specific needs.

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Book a no obligation initial consultation

Call 0161 667 1482 or complete our form for a callback

Your Local Financial Advisers

Richard Goodier
Richard Goodier

Financial Adviser

Debbie Newman
Debbie Newman

Financial Adviser

Alan Worthington
Alan Worthington

Associate Director

Scott Howarth-Pash
Scott Howarth-Pash

Financial Adviser

Tom Aitkenhead
Tom Aitkenhead

Financial Adviser

Altrincham Office
Altrincham Office
13 Ashley Road, Altrincham, Cheshire
WA14 2DT
Bolton Office
Bolton Office
69 Chorley Old Road, Bolton, Greater Manchester
BL1 3AJ
Glossop Office
Glossop Office
93 High Street West, Glossop, Derbyshire
SK13 8BB