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General Dental Practitioner, Midlands

"Matt Rhodes and his team at Capstone have provided the framework for a stress free retirement and inheritance plan. His expertise and timely support in navigating the changing environment of pensions (especially, NHS for GDPs) and IHT is complimented by his empathy for our family needs. (Setting up trust funds for our children from the proceeds of my practice sale).
As with all investments, only time will tell whether their advice was financially beneficial in hindsight but I trust it to be the best advice for me, for now."

Julie Royce

"I have been a client of Capstone Financial for the past 2 years receiving pension advice for myself and more recently, my husband and daughter have also become clients. They take the time to explain things clearly and to go over the information at the right level for us. I would recommend them for any financial advice as they make it accessible and understandable."

Shirley Evans

"I was recommended to see Debbie Newman about my pensions which I have been putting off sorting for years, feeling overwhelmed with what I had, all my options and if I would have enough to even retire. Debbie didn’t disappoint, making what I thought was complicated, understandable and less daunting. She spent time to really get to know me and my future goals, she was friendly and very knowledgeable. I now feel confident with the plan we have put together and wish I had met her much sooner. I would definitely recommend Debbie and Capstone Financial for anyone looking for financial advice."

Helen Davidson

"It’s the personal face to face service that has brought me to Capstone. What I needed was personal advice and financial management, in lay language from my own designated adviser and that is what I am getting. My adviser is easy to speak to directly and every query is effectively dealt within a timely manner. Thank you very much."

Retired Merseyside General Dental Practitioner

"Unfortunately I had to retire from dentistry suddenly due to illness. Rob Beck’s knowledge of the intricacies of the NHS pension scheme have been incredibly helpful, always showing great empathy and respect.

He has given astute advice on investments enabling us to achieve our retirement plans while at the same time giving us financial security."

Professor Jeremy Wilson PhD, FRCS, Consultant Colorectal Surgeon, WUTH NHS Foundation Trust

Wirral & Spire Murrayfield Hospital, Wirral.

"I have used Capstone Financial for over five years. As a surgeon, with very little free time, they have provided excellent support and advice. My previous financial adviser couldn’t provide the detailed support I needed to understand the complexities of my NHS pension, and this caused me several issues. With the Capstone medical team, I have been able to address my concerns on annual allowance tax charges and do the correct planning required. They also helped check my NHS Pension record and a number of errors were corrected with significant financial benefit. Working with my adviser I have been able to plan for my retirement so I know when I will be able to retire and with what income. I also moved my private pension to them with far greater returns."

Annie

Consultant Psychiatrist, NHS

"Capstone Financial are extremely knowledgeable about the NHS and private pensions. They are always open and honest about costs and any figures or calculations that are uncertain and that could change. Nothing is too much trouble or too difficult for them. I have worked with several financial advisers before and not found anyone of their calibre. I would strongly recommend them."

Syiane Knowles

ESG Manager, Air IT

"Everyone I dealt with was professional, friendly, and organised. It was incredibly easy to work with Capstone Financial to set up the financial advice webinars, they were flexible in their approach to ensure it worked best for the company and our staff. They also provided support to our internal communications executive with their own materials."

Darryl Cooke

Co Founder of gunnercooke LLP

"It is important to us that our people are happy.

Our model helps each of us to design our happiness, but to be truly happy we need to ensure that each of us is also financially secure.

When we set out to look for a partner that we could look to long term to help satisfy these aims we kept coming back to St. James’s Place and Capstone Financial.

St James’s Place, because like us they are a fast growth business and like us, they demonstrate real authority in their area of expertise. Capstone because of the people and both the warmth and the innovation they showed whenever we spoke with them. Ultimately we felt that they cared about us and our business."

Rebecca Ireland

Employment Law Partner

"Capstone Financial helped me to consolidate my pensions after I moved law firms and put in place income protection plans now that I am self-employed under my own personal services company.

It was great getting their help because they carefully listened to what I wanted to achieve, gave information in a user-friendly manner, helped me understand the options and completed the paperwork efficiently and in a timely manner.

I would highly recommend them and they have been a big help in me sorting out my key financial plans."