Other Lending

If you’re looking to borrow money over a relatively short term, we can help you find a competitive funding option that meets your needs.

Whether you want to fund a luxury purchase such as a classic car or yacht, or you’d like to improve your home, it may be the case that a short-term loan is an appropriate option. If you need prompt access to some additional funds for whatever reason, talk to us and we’ll help you find the right solution.

One possibility is to use your St. James’s Place or Rowan Dartington investments as security on a short-term loan (subject to eligibility). Working with Metro Bank and Credit Suisse, we can source flexible lending facilities for private individuals, corporate clients and trusts.

Please be aware that if the value of your investment falls in relation to the loan, the loan might need to be repaid. Both Metro Bank and Credit Suisse will take a charge over your investments, and you won’t be able to make withdrawals from your charged investment without prior approval from the relevant bank. Rates and charges will also apply.

Please note this involves the referral to a service that is separate and distinct to those offered by St. James’s Place.