Investing for Income

By investing across a wide range of asset classes, we are able to build you a diversified, tailored portfolio designed to give you a regular income.

Interest rates have been at historic lows for over a decade, with the result that long-term investors looking for income have had to find alternative homes for their capital in order to mitigate the effects of inflation.

Our income solutions are invested across a wide range of diversified asset classes and are tailored to your specific circumstances and expectations.

Alternatives to traditional savings accounts can include:

  • Fixed interest: When interest rates are low, corporate bonds and gilts can potentially offer increased income.
  • Equities: Although equities can be volatile in the short term, they have historically outperformed other asset classes over longer periods.
  • Commercial property: Although capital growth can be achieved over the longer term in the commercial property market, the main investment return is made through rental income. With financially secure tenants on long leases, regular income can be earned at sustainable and attractive levels.

As always when it comes to investment, diversification and expert management are important in order to achieve results over the longer term. Our approach is to give you access to expert insights and a variety of investment opportunities across a range of investment companies.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount initially invested.  Equities do not provide the security of capital associated with a deposit account with a bank or building society.

Past performance is not a guide to future performance.

The value of property is a matter of the valuer’s opinion and not fact.