Surgeons

For surgeons, financial planning often comes second to understandable concerns about patients and workload, but with our help, your finances can get the attention they deserve.

For surgeons, financial planning often comes second to understandable concerns about patients and workload, but with our help, your finances can get the attention they deserve. Given the complex nature of health sector employment, including NHS pensions, leaving financial plans to chance can put future comfort at risk. It can also mean you pay more in tax than you should.

Our expert advice is tailored to your unique circumstances and specific financial goals. If you’re still at an early stage in your career, you may have education fees to pay for, while those with years of experience may be planning for retirement. If you carry out private work in addition to NHS, you might wonder about the best way to integrate this income. If you have a family, you may be concerned for the future in the case of unexpected illness or death.

Whatever your situation, we help you make the right choices to ensure you’re prepared for today and tomorrow. With us alongside you, you’ll be in great financial shape to achieve your future aspirations.

The value of St. James’s Place investments will be linked directly to the performance of your selected funds. The value can go down as well as up, and you could get back less than you invested.

Levels and bases of taxation, and reliefs from taxation, are subject to change. Tax relief values generally depend on your circumstances.

“I have used Capstone Financial for over five years. As a surgeon, with very little free time, they have provided excellent support and advice. helping me to get my financial affairs in order. My previous financial adviser couldn’t provide the detailed support I needed to understand the complexities of my NHS pension, and this caused me several issues. With the Capstone medical team, I have been able to address my concerns on annual allowance tax charges and do the correct planning required. They also helped check my NHS Pension record and a number of errors were corrected with significant financial benefit. Working with my adviser I have been able to plan for my retirement so I know when I will be able to retire and with what income. I also moved my private pension to them with far greater returns.

I see my Capstone adviser every year to ensure my financial objective and plans remain on track. They have introduced me to a medical specialist accountant, so I have confidence that all of my tax and financial planning affairs are in order. I can highly recommend them to any medical professionals, and I have introduced them to several colleagues already.”

Professor Jeremy Wilson PhD, FRCS, Consultant Colorectal Surgeon, WUTH NHS Foundation Trust
Wirral & Spire Murrayfield Hospital, Wirral.

“Capstone Financial provided a very thorough investigation of my financial position and offered a very detailed report. As a result of this, I have been able to make investments that are personally suited to my needs. I am extremely satisfied with the service and look forward to continued support. I am pleased to recommend Capstone to anyone.”

Mike Simpson, Dental Practice Owner and Chair of the South Cheshire Local Dental Committee
Frodsham

Matt Rhodes
Matt Rhodes

Director / Head of Medical

Rob Beck
Rob Beck

Medical Financial Planner