Capstone Financial are award-winning financial advisers, who are driven by helping our clients to achieve their financial goals and aspirations. We see financial planning not as a one-off event, but as a lifelong journey, together.
We provide a wide range of services whether you are looking to build, grow, protect or preserve your wealth.
We found the investment advice very helpful. The illustrations were a good way of visualising the portfolio projections. The factual charges and projections have proved to be accurate. Both of us like the style - no hard sell. Overall we have been very pleased with the service Capstone has provid...
The value of an investment with St. James's Place will be directly linked to the performance of the fund you select and the value can therefore go down as well as up. You may get back less than you invested.
You should remember that past performance refers to the past and is not a reliable indicator of future results.
As a leading PR agency in Manchester we wanted to work with a forward thinking financial advisory Practice who understand the needs of a fast growing business and could support us in both pensions and investment advice. Capstone Financial have surpassed our expectations in all areas. They really ...
Richard has been my financial adviser for many years. He has always advised me on my investment portfolio, his advice has been excellent and my investments with Capstone Financial have always achieved very good yields. I would not hesitate in recommending Richard to anyone who is seeking advice o...
The value of an investment with St. James's Place will be directly linked to the performance of the fund you select and the value can therefore go down as well as up. You may get back less than you invested.
You should remember that past performance refers to the past and is not a reliable indicator of future results.
Liam's professionalism is second to none. He left no stone unturned in finding me the best deals for myself and my family and I would gladly recommend him. Our investments and pensions are more stable than with previous advisers. Also, within our business he has helped several of my employees wit...
The team at Capstone have helped me to navigate through a range of complex personal and business related financial matters in a simple, effective and efficient manner. What's equally as important to me is the on going support that I receive on a regular basis whether via bulletins, statements, ro...
Liam identified the type of business we are, risks associated, key personnel and devised a solution to ensure we were covered for many potential outcomes. As a company we required protection for certain staff members, medical insurance and pensions. Personally, I have required pensions, investmen...
The whole team at Capstone are exceptionally professional in their approach and advice with particular attention to detail. Client expectations are the highest priority for Capstone and I would not hesitate to recommend them to family, friends and colleagues.
Liam from Capstone Financial has spent an incredible amount of time with us in person as our financial adviser, chatting through investment options which we would otherwise have found impossible to get our heads around. He's carefully considered the contrasting work factors between my wife & ...
The value of an investment with St. James's Place will be directly linked to the performance of the fund you select and the value can therefore go down as well as up. You may get back less than you invested.
You should remember that past performance refers to the past and is not a reliable indicator of future results.
My wife and I sought advice as we wanted to plan for our financial future. We wanted the best deal on a re-mortgage for our house and to consolidate our pensions. Capstone Financial helped us achieve everything we wanted but also advised us on how best to tax efficiently use our assets. Everythin...
I have been using Capstone's services for around 18 months and I have a far greater understanding of how my pension is performing and have seen a marked increase in its value during that time. More importantly I have a number of decisions to make in the coming months and years and am totally conf...
When it comes to your finances, Matt is able to stand back and see the big picture and this is the skill; he is then able to focus on the detail to optimise that picture. He saved me a fortune on my mortgage, guided me through the minefield of private and NHS pensions and continues to reduce that...
Matt provided a very thorough investigation of my financial position and offered a very detailed report. As a result of this I have been able to make investments that are personally suited to my needs. I am extremely satisfied with the service and look forward to continued support. I am pleased t...
Matt has given me a great deal of assistance during the process of selling my practice, introducing dental specific solicitors and forwarded planning with my NHS pension. He has always put my interests first by giving sound and trustworthy advice. The service and support has always been exception...
I was offered sound, clear advice, without pressure, as to investment options available that satisfied my goals and were within my comfort level. I have received continued advice and updates since my initial investment and am satisfied with the results so far. I am very happy with the excellent s...
We found the investment advice very helpful. The illustrations were a good way of visualising the portfolio projections. The factual charges and projections have proved to be accurate. Both of us like the style - no hard sell. Overall we have been very pleased with the service Capstone has provid...
The value of an investment with St. James's Place will be directly linked to the performance of the fund you select and the value can therefore go down as well as up. You may get back less than you invested.
You should remember that past performance refers to the past and is not a reliable indicator of future results.
As a leading PR agency in Manchester we wanted to work with a forward thinking financial advisory Practice who understand the needs of a fast growing business and could support us in both pensions and investment advice. Capstone Financial have surpassed our expectations in all areas. They really ...
Richard has been my financial adviser for many years. He has always advised me on my investment portfolio, his advice has been excellent and my investments with Capstone Financial have always achieved very good yields. I would not hesitate in recommending Richard to anyone who is seeking advice o...
The value of an investment with St. James's Place will be directly linked to the performance of the fund you select and the value can therefore go down as well as up. You may get back less than you invested.
You should remember that past performance refers to the past and is not a reliable indicator of future results.
Liam's professionalism is second to none. He left no stone unturned in finding me the best deals for myself and my family and I would gladly recommend him. Our investments and pensions are more stable than with previous advisers. Also, within our business he has helped several of my employees wit...
The team at Capstone have helped me to navigate through a range of complex personal and business related financial matters in a simple, effective and efficient manner. What's equally as important to me is the on going support that I receive on a regular basis whether via bulletins, statements, ro...
Liam identified the type of business we are, risks associated, key personnel and devised a solution to ensure we were covered for many potential outcomes. As a company we required protection for certain staff members, medical insurance and pensions. Personally, I have required pensions, investmen...
The whole team at Capstone are exceptionally professional in their approach and advice with particular attention to detail. Client expectations are the highest priority for Capstone and I would not hesitate to recommend them to family, friends and colleagues.
Liam from Capstone Financial has spent an incredible amount of time with us in person as our financial adviser, chatting through investment options which we would otherwise have found impossible to get our heads around. He's carefully considered the contrasting work factors between my wife & ...
The value of an investment with St. James's Place will be directly linked to the performance of the fund you select and the value can therefore go down as well as up. You may get back less than you invested.
You should remember that past performance refers to the past and is not a reliable indicator of future results.
My wife and I sought advice as we wanted to plan for our financial future. We wanted the best deal on a re-mortgage for our house and to consolidate our pensions. Capstone Financial helped us achieve everything we wanted but also advised us on how best to tax efficiently use our assets. Everythin...
I have been using Capstone's services for around 18 months and I have a far greater understanding of how my pension is performing and have seen a marked increase in its value during that time. More importantly I have a number of decisions to make in the coming months and years and am totally conf...
When it comes to your finances, Matt is able to stand back and see the big picture and this is the skill; he is then able to focus on the detail to optimise that picture. He saved me a fortune on my mortgage, guided me through the minefield of private and NHS pensions and continues to reduce that...
Matt provided a very thorough investigation of my financial position and offered a very detailed report. As a result of this I have been able to make investments that are personally suited to my needs. I am extremely satisfied with the service and look forward to continued support. I am pleased t...
Matt has given me a great deal of assistance during the process of selling my practice, introducing dental specific solicitors and forwarded planning with my NHS pension. He has always put my interests first by giving sound and trustworthy advice. The service and support has always been exception...
I was offered sound, clear advice, without pressure, as to investment options available that satisfied my goals and were within my comfort level. I have received continued advice and updates since my initial investment and am satisfied with the results so far. I am very happy with the excellent s...
We found the investment advice very helpful. The illustrations were a good way of visualising the portfolio projections. The factual charges and projections have proved to be accurate. Both of us like the style - no hard sell. Overall we have been very pleased with the service Capstone has provid...
The value of an investment with St. James's Place will be directly linked to the performance of the fund you select and the value can therefore go down as well as up. You may get back less than you invested.
You should remember that past performance refers to the past and is not a reliable indicator of future results.
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The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
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