Financial Planning for Women

Take control of your financial future to build the life you want and ensure your loved ones are looked after.

Women already own close to half of the wealth in the UK and by 2025 it is anticipated that they will hold closer to 60%1.

Women are more successful than ever before, yet their growing wealth and success is not reflected in how they approach long term saving. For example, the difference in pension income for women compared to men is an astounding 40.5%2. At Capstone Financial, our expert financial planners can help you to feel more confident about your financial future, and help you build the right financial plan for you and your family.

1 Centre for Economics and Business Research
2 Prospect – 8 March 2023

Arrange a No-Obligation Financial Health Check

 

A major part of achieving life’s financial goals comes down to understanding where you are today and what steps you need to take to get to where you want to go.

Fill in the form to arrange a no-obligation, one hour online or face to face financial health check with us.

Arrange Your Financial Health Check

 

St. James’s Place together with Capstone Financial are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the St. James’s Place Privacy Policy or the Capstone Financial Privacy Policy.

What are your future goals?

Here are some of the questions our financial advisers can help you answer:

  • Will I be able to achieve my financial objectives?
  • Can I improve my retirement income?
  • Could my retirement arrangements work any harder?
  • Can I make my financial affairs more tax efficient?
  • How do I maximise my wealth?
  • Are my family and I fully protected in the event of death, disability or illness?
  • Will I be able to fund my children’s education costs?
  • Could my mortgage* rate be more competitive?
  • What are my inheritance tax liabilities?
  • How do I cover the costs of care home fees?

Useful Articles – Women and Finance

Building good money habits in 2024

Good money management habits are really important right now, with prices and interest rates still high. Good money habits help us plan our long-term goals as well as our short-term family finances.
Giving the whole family a head start this tax year-end

If you’re part of the ‘sandwich’ generation, with responsibility for a young family and elderly parents, you can feel pulled in every direction financially. Giving your children a financial head start helps spread wealth across the generations.
You, your divorce and your taxes

You may think there’s no reason for the taxman to be sticking his nose into your financial affairs at such a difficult time, but there are tax implications when you split assets.
Investing to beat inflation for the long-term

Interest rates and inflation rates can fluctuate dramatically, as we have seen in the past two years. And that can have a very real effect on the spending power of your savings and investments, as well as your day-to-day household expenditure.
The cost of a comfortable retirement

Whether you’ve got 20 years before you retire or just a few, it’s important to have an idea of just how much money you’ll need for a comfortable standard of living once you’ve finished working.
How to deal with rising costs: six ways to boost efficiency

With inflation still high, small and medium-sized enterprises (SMEs) must prepare for more operating cost increases and squeezes on profit margins.

“I was recommended to see Debbie Newman about my pensions which I have been putting off sorting for years, feeling overwhelmed with what I had, all my options and if I would have enough to even retire. Debbie didn’t disappoint, making what I thought was complicated, understandable and less daunting. She spent time to really get to know me and my future goals, she was friendly and very knowledgeable. I now feel confident with the plan we have put together and wish I had met her much sooner. I would definitely recommend Debbie and Capstone Financial for anyone looking for financial advice.”

Shirley Evans

“I have been a client of Capstone Financial for the past 2 years receiving pension advice for myself and more recently, my husband and daughter have also become clients. They take the time to explain things clearly and to go over the information at the right level for us. I would recommend them for any financial advice as they make it accessible and understandable.”

Julie Royce

“It’s the personal face to face service that has brought me to Capstone. What I needed was personal advice and financial management, in lay language from my own designated adviser and that is what I am getting. My adviser is easy to speak to directly and every query is effectively dealt within a timely manner. Thank you very much.”

Helen Davidson

Why Choose Capstone Financial

icon-ribbon
Award winning advice

We pride ourselves on ensuring our clients get access to exceptional financial advice. That’s why we like our awards, to show that we know our stuff!

Award-Winning Advice
icon-couple
Put our clients first

Our company was set up to ensure our advisers have the time and expertise to help clients achieve their financial goals.

Our Client Promise
icon-money
Invest in our people

Everyone who joins us wants to be the best at what they do, so we support them with a clear development plan to help them build a career for the long term.

About Us